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Is Your Renewal Date Approaching?

When your mortgage term is up, it becomes open for renewal. Renewal allows you to negotiate a new term and a new interest rate for your mortgage. Often homeowners make a mistake, they keep their current lender and accept the first offer the lender presents. More often than not, this offer isn’t the best interest rate. Your bank will not automatically offer you the best rate – be sure to shop the market.

Mortgage Renewal Time
  • Time to renew? We have 14 + Banks, Trust Companies and Financial Institutions compete for you

  • Restructure your mortgage – pay it off years sooner, save thousands in the process

  • Upon renewal, get our simple mortgage transfer and a detailed mortgage assessment for the lowest rate possible


Banks know Mortgage Renewal takes time and that many of their customers don’t follow interest rates closely. Don’t be folled, your bank will never make a great first offer. Mortgage renewal is a staple of Cashin Mortgages, we save clients from falling victim to the first offer the bank presents. We save our clients money. We shop the market aggressively and find you the perfect product to fit your needs, with the lowest interest rate possible. When your mortgage is up for renewal, there’s no legal fee to switch lenders. So why stay with a lender who won’t give you the best deal? (Not applicable to collateral mortgages; please contact your lending institution for clarification).

The Cashin Mortgages offers the best renewal rates in Canada and we take the time to structure a plan that will allow you to pay off your mortgage faster. We do it with a 24 hour approval turn around. Because the majority of our partner institutions are strictly mortgage lenders, 100% of their time and effort is focused on the mortgage market. This is vital to providing the interest rates and service you deserve.

Early Mortgage Renewal?

Early Mortgage Renewal can be a strategic financial move that allows you to renegotiate your mortgage terms before your current mortgage term reaches its maturity date. Read More

Mortgage Renewal means staying with your current lender for another term. You now have the power to renegotiate the terms of your mortgage, including interest rates, payment frequency and length of the next term. Mortgage renewal is the time after a mortgage term before you start the next term in order to payout your mortgage. This is an important part of the mortgage cycle because you get to see if your current terms are optimized for your needs. You may decide to switch to another lender in between terms which is perfectly in your right and is sometimes the best option.


It’s generally a good idea to start the process a couple months before your current term expires. This allows you to do your own research and find the best option for you. Mortgage Renewal is your chance to optimize your mortgage for the current market and your financial needs. If you have any questions about Mortgage Renewal, get in contact with us so we can help you.

How We Can Help You!

We can help you navigate the market and find the best deal that works for you. Our Mortgage professionals only have your best interest in mind and know some of the best ways to optimize your mortgage to work for you.

Ready to make the most of your mortgage renewal?

Your Financial Success is just Renewal Away!

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