Private Equity Funded – No Bank Hassle – Same Day Access To Funds.

A Cashin Mortgages HELOC is financed by private equity, and as such is not subject to the scrutiny of the big banks.  We offer fast same-day access to funds making HELOCs good for home renovations, Fix’n’Flip, investments, debt consolidation, BRRR, and provides flexibility just like a traditional HELOC.

Rates: 1st Mortgages
Starting At 8.99%
With 2% Lender Fee
(Min. $3,000.00)

Only pay interest on the money you use.

  • 1st or 2nd & 3rd Position Charge on a property (can use multiple properties)
  • All of Ontario covered
  • Residential only (Must be marketable properties)
  • Fully OPEN Home Equity Line of Credit (HELOC)
  • No Minimum Balance to Carry
  • No 3 months interest penalty to discharge early
  • Credit Limit of 35k to $2,000,000
  • AVOID Costly Private Money Renewal Fees!
  • 1-5 year terms. Renewal fees applicable at the end of the term.
  • 75% LTV on appraised value. (80% on a case by case basis)
  • Appraisal required in most cases from our Approved Appraisers List
  • Equity Lender – No Income & No Credit Required
  • $500.00 Annual administration fee
  • 1,250 for Lender Legals (single property) + Borrower’s ILA fees
  • Once in place, funding requests received by 12:00pm will be funded the same business day.  After 12:01 pm will be funded next business day
  • Full Borrower Portal to pull statements, history, etc
  • FAST Approvals 1-4 hours once documentation is received
  • FAST Funding available within 2-5 business days from a Complete File

Simple Paperwork Easy as:

  1. Application
  2. Current Mortgage Statement – Showing Balance owing
  3. Property Tax Bill  (Any outstanding Property Tax Liability)
  4. Notice of Assessment (NOA) from the Government of Canada, indicating any outstanding CRA liability