Buying a house is one of the biggest investments you will ever make in your life. Whether it;s your first home or your tenth, it’s important to understand the different types of house titles and the legal implications that come with each. The type of title you choose will impact how the property is Read more about Understanding House Titles: Which One Is Right for You?[…]
Need help getting out of debt?There are various debt-reduction tactics available, but the most well-known is the debt snowball and debt avalanche methods. In this article, we will explain the differences between the two methods so that you can decide which one to apply. The Debt Snowball Strategy The objective of the debt snowball is Read more about The Best Way To Pay Off Your Credit Card Debt[…]
According to Jean-François Perrault, chief economist at Scotiabank Economics, the Canadian economy will enter a technical recession by 2023. Let’s begin by defining recession: what is it? A recession technically means a setback, which signifies that economic progress is slowing; we call it a recession after about two-quarters of decline. The region’s gross domestic product Read more about How To Prepare Your Finances For A Recession[…]
Your credit score is good for the amount of interest you have to pay on a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest you pay on a purchase. If your credit score is high enough, you will have no problem qualifying Read more about 5 Ways to Improve Your Credit Score[…]
Whether it’s cleaning, painting, or personalizing your home, there’s plenty to keep you occupied. Frequently, maintenance is not made a priority. Every month or so, a lot of home upkeep and repairs are required. Here is a thorough home maintenance checklist to assist you in keeping track of those annoying but necessary tasks and Read more about Home Maintenance Checklist: What’s on it?[…]
As Inflation rises, purchasing power declines and Ukraine is at war. What does that mean for the economy? To prepare properly for a financial or economic crisis, it is best to assume the worst. Think carefully about preparing. An economic crisis will not be over in a week. The aftermath will be long, so you Read more about Things You Can Do To Prepare For A Financial Crisis.[…]
So we have just come off another Christmas and New Year’s break and by all accounts it seems everyone is happy last year is behind us. Now we start with the New Year’s Resolutions; losing weight, quit smoking, stop drinking, make more money and get out of debt. All good intentions yet we seem to fail Read more about Life’s Simple Steps To Get You Out Of Holiday Debt[…]
Another holiday season is upon us. This time around the buying is robust. Canadian millennials are expected to spend the most at close to $1600. From baby boomers to Gen Z, the average spending is around $1300. Many people go beyond what their budgets allow when it comes to holiday shopping. The result is maxed-out Read more about How To Manage Your Holiday Expenses[…]
The New to Canada Mortgage is designed for new citizens of Canada. It allows you to finance a home purchase. However, there are some conditions to qualify. Welcome to Canada. Throughout our ten provinces and over 38 million citizens, you’ll find some wonderful places to live. Not only in big cities like Toronto and Vancouver Read more about What Is the New-to-Canada Mortgage Program and how do I Apply?[…]
Are you unaware of one or more NOSIs on your property? Chances are you may have at least one. Do you rent a hot water heater, security system, furnace or air conditioner? You then have a NOSI on your property and may not even be aware of it. What is a NOSI? A ‘NOSI’ stands Read more about NOSI Remediation – Getting Out of Home Equipment Rental Agreements[…]
