Navigating Mortgage Approval for Self-Employed Borrowers

Posted on August 11, 2023 by Roxana

A recent Statistics Canada report sheds light on the remarkable count of 2.6 million self-employed Canadians, proudly independent from employer paychecks. Revealing the flexibility of self-determination, they comprise a significant 15% of the Canadian workforce. Nevertheless, their pursuit of homeownership presents a significant hurdle. Traditional mortgage norms typically cater to those with employers, necessitating stable Read more about Navigating Mortgage Approval for Self-Employed Borrowers[…]

Summer Home Maintenance Checklist: Keeping Your House in Top Shape

Posted on July 5, 2023July 5, 2023 by Roxana

As the temperatures rise and the days get longer, homeowners turn their attention to outdoor activities and relaxation. However, amidst the summer fun, it’s crucial not to overlook the importance of home maintenance. Maintaining your home in top condition protects your investment while also enhancing its exterior appeal. In this blog post, we present a Read more about Summer Home Maintenance Checklist: Keeping Your House in Top Shape[…]

Unveiling the Pros and Cons of Vacation Properties

Posted on June 19, 2023June 20, 2023 by Roxana

Are you considering buying a vacation property? Whether it’s a cottage by the lake, a ski chalet in the mountains, or a beach house by the ocean, owning a vacation property can be a dream come true for many Canadians. However, before you take the plunge, it’s important to weigh the benefits and drawbacks of Read more about Unveiling the Pros and Cons of Vacation Properties[…]

How a Mortgage Brokerage Can Help You Secure the Ideal Mortgage

Posted on June 13, 2023 by Roxana

When it comes to obtaining a mortgage, there are various crucial steps involved, from securing a favourable interest rate and minimizing fees to completing the application process and closing the loan promptly. For individuals, especially first-time homebuyers, seeking guidance from a mortgage broker can prove to be a prudent decision. Our team at Cashin Mortgages Read more about How a Mortgage Brokerage Can Help You Secure the Ideal Mortgage[…]

Addressing The Challenge of Debt Loans Among Canadians

Posted on May 30, 2023June 7, 2023 by Roxana

The latest data suggests that Canadians are facing increasing challenges with their debt load as bankruptcy filings hit a 32-month high in November. The Office of the Superintendent of Bankruptcy reported 9,784 bankruptcy filings, marking a 17.5% increase compared to the previous year. These numbers, not seen since the start of the pandemic, indicate that Read more about Addressing The Challenge of Debt Loans Among Canadians[…]

Mortgage Refinance: What is it and how does it work?

Posted on May 16, 2023June 7, 2023 by Roxana

Owning a home is a significant milestone for many Canadians, but the financial obligations that come with it can sometimes be overwhelming. Mortgage refinancing is a popular strategy that homeowners often consider to manage their mortgage payments effectively. In this article, we will explore what mortgage refinancing is and how it works. What is Mortgage Read more about Mortgage Refinance: What is it and how does it work?[…]

Unlocking the Power of Home Equity: A Guide to Utilizing Your Property’s Value in 2023

Posted on April 21, 2023April 21, 2023 by Roxana

If you’re a homeowner, understanding your home equity can be a valuable financial tool. As mortgage agents, we are often asked about home equity and how it works. So, let’s dive into what home equity is and how you can use it to your advantage. What is “Home Equity”? Home equity is the value Read more about Unlocking the Power of Home Equity: A Guide to Utilizing Your Property’s Value in 2023[…]

Millennial Renters Need to Save 50% More for Retirement Than Homeowners

Posted on April 14, 2023 by Roxana

A recent report has revealed that Canadian millennial renters need to save 50% more than their homeowner counterparts in order to retire comfortably. This highlights the challenges faced by the generation most affected by the economic downturn of the last decade. The report, published by Mercer compared retirement savings for homeowners and renters across Read more about Millennial Renters Need to Save 50% More for Retirement Than Homeowners[…]

Can Taking Out a Car Loan Impact Your Mortgage Application?

Posted on March 31, 2023 by Roxana

Purchasing a car in Ontario may provide a convenient and thrilling means of transportation, but it’s important to recognize its potential impact on your mortgage approval. As mortgage agents, we often receive inquiries from clients about whether buying a car can affect their ability to get a mortgage. The answer is yes, and in this Read more about Can Taking Out a Car Loan Impact Your Mortgage Application?[…]

Understanding House Titles: Which One Is Right for You?

Posted on March 3, 2023March 3, 2023 by Roxana

Buying a house is one of the biggest investments you will ever make in your life. Whether it;s your first home or your tenth, it’s important to understand the different types of house titles and the legal implications that come with each. The type of title you choose will impact how the property is Read more about Understanding House Titles: Which One Is Right for You?[…]

Norm Read

18:34 01 Aug 23

Great service. Cashin mortgages secured a competitive first mortgage for a client who was being treated poorly by his bank. I would definitely recommend them

Ching Mac

11:25 26 Jul 23

Very responsive…great service! Will use them again.

Roxana C

14:49 06 Jul 23

I had a great experience with Cashin Mortgages, from start to finish. The process was smooth, efficient, and hassle-free. I highly recommend your services to anyone in need of a mortgage.