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Life’s Simple Steps To Get You Out Of Holiday Debt

So we have just come off another Christmas and New Year’s break and by all accounts it seems everyone is happy last year is behind us. Now we start with the New Year’s Resolutions; losing weight, quit smoking, stop drinking, make more money and get out of debt. All good intentions yet we seem to fail Read more about Life’s Simple Steps To Get You Out Of Holiday Debt[…]

What To Watch Out For When Buying A Condo

There are several factors to consider when buying a condominium. This includes reviewing how finances are handled by the condo board. This article details what to watch out for. Like other real estate properties within Ontario, the condominium market continues to thrive. In 2021, sales in the Greater Toronto Area (GTA) have increased over 70 Read more about What To Watch Out For When Buying A Condo[…]

How To Obtain A Mortgage In A Post-Pandemic World

A unique scenario occurred during the initial phase of the coronavirus pandemic. New mortgage lending reached all-time highs at chartered banks. Much of this was fueled by historically low-interest rates, thus, the majority of mortgages were renewals thanks to these lower numbers. The Post-Pandemic World The government has gotten a hold of the coronavirus’ tail Read more about How To Obtain A Mortgage In A Post-Pandemic World[…]

What Is the New-to-Canada Mortgage Program and how do I Apply?

The New to Canada Mortgage is designed for new citizens of Canada. It allows you to finance a home purchase. However, there are some conditions to qualify. Welcome to Canada. Throughout our ten provinces and over 38 million citizens, you’ll find some wonderful places to live. Not only in big cities like Toronto and Vancouver Read more about What Is the New-to-Canada Mortgage Program and how do I Apply?[…]

How A Home Equity Line of Credit Can Fulfil Your Dreams

If you’ve been living in your home for some years and making regular mortgage payments, then you’ve probably built up some equity. Regular payments, an increase in property value, and proper upkeep are all important factors that raise your home’s equity. A Home Equity Line of Credit (HELOC) is a revolving line of credit scored Read more about How A Home Equity Line of Credit Can Fulfil Your Dreams[…]

Consolidation Loans in Canada from a Retiree’s Perspective

Consolidation Loans in Canada from a Retiree’s Perspective

What is a Consolidation Loan? To put it simply, a consolidation loan allows a borrower to combine multiple debts into one debt, usually at a lower interest rate than what they are currently paying. This process involves taking debts that are owed in the form of credit card balances and private loans, consolidating them into Read more about Consolidation Loans in Canada from a Retiree’s Perspective[…]